An Inspiring Career. A Rewarding Business. A Nurturing Family. 

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What does a Financial Adviser do?

A financial adviser insures lives, thus protecting what matters most to each and every person – their family, their home, and their business. Once a policy is purchased, a financial adviser will keep track of the client’s premium payments and fund values, review the policy regularly to keep track of the client’s financial needs, and bring cash to the client or to the client’s family / beneficiaries when the need arises.

Why should I become a Financial Adviser?

Aside from the financial, personal, and professional benefits you can get from being a financial adviser, you can also provide financial literacy, financial security, and peace of mind to others. Do you want a rewarding business, a supportive team, and an advocacy to be proud of? Then this career is for you. Visit our Join Us page or read the Top 10 Reasons Why You Should Become A Financial Advisor for more info.

What if I don’t want to quit my day job?

You have the option to be a part-time or full-time financial adviser. The choice is yours.

I’m very busy. Will I still have time to do other things when I become a financial adviser?

Work-life balance is one of the compelling reasons to become a financial adviser. You can make your own schedule so that you will have time for everything you hold dear – yourself, your loved ones, and your endeavors.

How do I earn as a Financial Adviser?

You earn a commission for each life you insure. You can also recruit other people to join your team, and you can earn overrides for each life they insure. As you and your team’s production increases, you earn bonuses. You can also earn more as you go up the managerial ladder.

How much will I earn as a Financial Adviser?

There are no limits to how much you can earn in this business. 

How do I avail of the free travel incentives?

There are many ways to earn free travel incentives. There are targets based on case count, case size, product, rider, or recruit that you can aim for.

Aside from financial and travel incentives, what other incentives do I get?

Our company gives ample recognition to exceptional financial advisers for the quality of work they do. Depending on your performance, you can also get medical benefits and group life insurance for yourself, as well as increased non-medical authority (NMA) which can be used to expand your clients’ benefits.

Do I get employee benefits (HMO, SSS, PhilHealth, etc.)?

We are financial entrepreneurs. Hence, there are no employer-employee relationships and thus, no benefits are provided. 

How do I insure lives? What if I don’t have any sales experience?

There will be mentoring and assistance provided to help you succeed in this business. The key to success in this business is having a constant learning attitude and the desire to grow one’s self. 

How will I be trained?

We provide a systematized training to ensure that you are provided with all the knowledge and skills needed to succeed in this profession. On top of this, you will also be mentored by the best of the best in this industry. We have a culture of sharing and caring. Help can be sought within the Spark Amber family to ensure that we are able to aptly secure the lives of your clients. 

How long is the training period?

In this business, learning never ends. There will always be new products, new trends, and new knowledge to be learned. There are refresher courses, too. You can attend as many training sessions as you want.

Do I only get trained at the beginning?

You can attend training sessions and refresher courses as often as you want.

Aside from mentoring, what other kinds of help / support will I get from the team?

You can expect the full support of the home office, which handles the administrative tasks so you can focus on your clients and your team. Also, your colleagues can be a source of motivation and inspiration as you drive your business forward. 

How do I advance / grow my business as a Financial Adviser?

Aside from personal production, you can grow your business by recruiting others to become financial advisers. Build your own team, and once that team has grown, you can then start your own branch office.

How do I build a team?

Provide people with the same business opportunity by recruiting them to your team of financial advisers. 

What are the requirements when applying?

We will need your TIN No., SSS No., photo of 1 government-issued ID, and your business email in the following format: For more info, visit our Sign Up page.

I didn’t finish college. Can I apply?

Having a college degree is preferred, but not necessary.

Is there a specific college course I should take in order to become a financial adviser?

You don’t need to enroll in a specific college course in order to become a financial adviser. A finance background might help, but it is not necessary.

What are the basic internet / software / gadget requirements?

To assist you in this business, you need a laptop and/or a tablet and a smartphone. 

Can I do everything online?

The current technology and systems in place can enable you to do everything online. Working from home is encouraged, especially during this pandemic.

How much do I have to pay in order to become a Financial Adviser?

From time to time, our partner company has a CODE NOW, PAY LATER initiative, which defers payment of your licensing fees until you have started insuring lives. With the CODE NOW, PAY LATER initiative, you don’t need to pay anything to start your business with us. Here is a breakdown of initial costs that you would be paying in the absence of this initiative: 

  • Three-year licensing fee  = PHP 1,530/license  = PHP 3060 for 2 licenses (Traditional and Variable)
  • Basic Training Course = PHP 500
  • Exam fee = PHP 1,010/license  = PHP 2,020 for 2 licenses
  • TOTAL (for 2 licenses) = PHP 5,580

Is the qualifying exam difficult?

Don’t worry! There will be review classes and reviewers that will equip you with the knowledge you need to ace the qualifying exams. 

Where are you located?

Our branch office is located on the 34th floor, Atlanta Center, Annapolis St., Greenhills, San Juan City. See map, click here.

How do I get in touch with you?

Drop a message in our Contact Us page or email us at